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US Market Intelligence
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Risk Reports
AI-powered risk and investment analysis for the top US real estate markets. Compare crime, flood, climate, and appreciation scores across cities — then drill into any neighborhood.
Market Pulse
At a Glance
6
Markets Covered
38
Neighborhoods Analyzed
43/100
Avg Market Risk Score
40+
Data Sources Per City
Best Investment Grade
Austin, TX
A
Highest composite rating
Lowest Risk Market
Austin, TX
34/100
Composite risk score
Fastest Appreciating
Austin, TX
+11.4%
Average YoY appreciation
Most Affordable
Chicago, IL
$312,000
Median home price
Showing 6 of 6 markets
#1
Grade A
Austin
Texas · Pop. 978,908
$542,000
Median Price
+11.4%
Avg Appreciation
34
Risk Score
Crime Risk41
Flood Risk29
Appreciation Score85
8 neighborhoods analyzed
View Report
#2
Grade A
Nashville
Tennessee · Pop. 689,447
$428,000
Median Price
+9.1%
Avg Appreciation
36
Risk Score
Crime Risk36
Flood Risk33
Appreciation Score89
6 neighborhoods analyzed
View Report
#3
Grade A-
Seattle
Washington · Pop. 749,256
$798,000
Median Price
+6.8%
Avg Appreciation
41
Risk Score
Crime Risk45
Flood Risk14
Appreciation Score87
6 neighborhoods analyzed
View Report
#4
Grade A-
Denver
Colorado · Pop. 715,522
$524,000
Median Price
+5.9%
Avg Appreciation
38
Risk Score
Crime Risk41
Flood Risk21
Appreciation Score87
6 neighborhoods analyzed
View Report
#5
Grade B+
Chicago
Illinois · Pop. 2,696,555
$312,000
Median Price
+4.2%
Avg Appreciation
48
Risk Score
Crime Risk45
Flood Risk18
Appreciation Score84
6 neighborhoods analyzed
View Report
#6
Grade B
Miami
Florida · Pop. 442,241
$618,000
Median Price
+8.7%
Avg Appreciation
62
Risk Score
Crime Risk43
Flood Risk61
Appreciation Score87
6 neighborhoods analyzed
View Report
Data Table
Full Market Comparison
Side-by-Side City Comparison
All 6 markets · Scores averaged across neighborhoods
Low Risk / StrongModerateHigh Risk / Weak
| City | Grade | Overall Risk | Median Price | Appreciation | Crime | Flood | Climate | Apprec. Score | Days on Mkt | Neighborhoods | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Austin TX | A | 34/100 | $542,000 | +11.4% | 41 | 29 | 60 | 85 | 22 days | 8 | View Report |
Nashville TN | A | 36/100 | $428,000 | +9.1% | 36 | 33 | 48 | 89 | 16 days | 6 | View Report |
Seattle WA | A- | 41/100 | $798,000 | +6.8% | 45 | 14 | 38 | 87 | 14 days | 6 | View Report |
Denver CO | A- | 38/100 | $524,000 | +5.9% | 41 | 21 | 53 | 87 | 18 days | 6 | View Report |
Chicago IL | B+ | 48/100 | $312,000 | +4.2% | 45 | 18 | 44 | 84 | 31 days | 6 | View Report |
Miami FL | B | 62/100 | $618,000 | +8.7% | 43 | 61 | 80 | 87 | 38 days | 6 | View Report |
How We Score Cities
What is the Overall Risk Score?
A composite 0–100 score weighted across crime (30%), flood (25%), climate (25%), and inverse appreciation (20%). Lower scores indicate safer, more stable markets.
How is the Investment Grade calculated?
Grades A+ through D are assigned based on the composite risk score, appreciation trajectory, market liquidity, and economic fundamentals of each metro area.
How often is data updated?
City-level data is refreshed quarterly using FEMA, FBI UCR, NOAA, Census Bureau, and regional MLS feeds. Neighborhood scores update monthly.
Can I analyze a specific address?
Yes — use the address search on our homepage to get a personalized AI risk report for any property in the US, including crime, flood, climate, and appreciation scores.
Investor Insights
Best Risk-Adjusted Markets
Austin (TX) and Nashville (TN) lead on composite risk-adjusted returns, combining Grade A investment ratings with sub-40 risk scores and double-digit appreciation.
Safest Markets by Risk Score
Austin (34) and Nashville (36) post the lowest composite risk scores among all tracked metros, driven by low flood exposure and improving crime trends.
Best Value Opportunity
Chicago offers the most compelling value gap — median prices 43% below coastal peers with 6–8% achievable cap rates in emerging neighborhoods like Pilsen and Logan Square.
Highest Risk Market
Miami scores 62/100 on composite risk — driven by sea-level rise exposure, mandatory flood insurance costs, and hurricane risk. High reward potential but requires sophisticated risk modeling.
Ready to Analyze a Specific Property?
Enter any US address to get a personalized AI risk report — crime, flood, climate, and appreciation scores in 60 seconds.